Mary Shelsby to the Rescue!!!

Once we realized our need for a house, Sarah gave Mary Shelsby a call. Mary came over to our apartment to explain to us all the things that we didn't know about buying a house (which was alot of things). This picture is Sarah and I looking at a real contract for buying a house. This was very helpful because now we know what to expect when it comes time to close. There won't be any scary surprises.

At this point, Mary Shelsby advised us to get pre-qualified for a mortgage. She mentioned that getting pre-qualified can be scary because you might not have good enough credit to get the loan that you want. However, she said we need to get pre-qualified to know how much we can spend on a house. It went very well for us. The person we pre-qualified with was Mary Ann Chandler, a Sr. Loan Officer with Mortgage IT. Sarah made one phone call, gave her name and social security number, as well as her approximate income, and we were pre-qualified in five minutes. Also, she sent Mary all our information through a fax for this meeting.

Mary Ann Chandler's phone number is 585-346-6858, in case you needed to know. :)